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	<id>https://wiki.producers-and-traders.de/index.php?action=history&amp;feed=atom&amp;title=Bank%28englisch%29</id>
	<title>Bank(englisch) - Versionsgeschichte</title>
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	<updated>2026-09-01T18:23:12Z</updated>
	<subtitle>Versionsgeschichte dieser Seite in P&amp;T-Wiki</subtitle>
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		<title>Cain: Die Seite wurde neu angelegt: „__NOTOC__ == Why can&#039;t I take out a loan? == &lt;br&gt; :&#039;&#039;&#039;A company becomes creditworthy only after 10 days of existence !&#039;&#039;&#039;  The amount of the possible credit is…“</title>
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		<updated>2023-02-27T14:52:47Z</updated>

		<summary type="html">&lt;p&gt;Die Seite wurde neu angelegt: „__NOTOC__ == Why can&amp;#039;t I take out a loan? == &amp;lt;br&amp;gt; :&amp;#039;&amp;#039;&amp;#039;A company becomes creditworthy only after 10 days of existence !&amp;#039;&amp;#039;&amp;#039;  The amount of the possible credit is…“&lt;/p&gt;
&lt;p&gt;&lt;b&gt;Neue Seite&lt;/b&gt;&lt;/p&gt;&lt;div&gt;__NOTOC__&lt;br /&gt;
== Why can&amp;#039;t I take out a loan? ==&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
:&amp;#039;&amp;#039;&amp;#039;A company becomes creditworthy only after 10 days of existence !&amp;#039;&amp;#039;&amp;#039;&lt;br /&gt;
&lt;br /&gt;
The amount of the possible credit is 50% of the average company value of the last 10 days for companies with a company value (FW) of less than 1 million euros (1,000,000€)!&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
Subsequently, the possible credit limit decreases when the respective goodwill limits are exceeded for the first time:&lt;br /&gt;
&lt;br /&gt;
    below 1 Mio FW 50%&lt;br /&gt;
    from 1 Mio FW 33%&lt;br /&gt;
    from FW 5 mn 25%&lt;br /&gt;
    from 25 Mio FW 20%&lt;br /&gt;
    at FW 125 million it is 16%&lt;br /&gt;
    and from 625 Mio FW it drops to 14%.&lt;br /&gt;
&lt;br /&gt;
==Overdraft facility== &lt;br /&gt;
&lt;br /&gt;
The Overdraft facility is a maximum of 5.000€ in the game and costs 3% interest.&lt;br /&gt;
&lt;br /&gt;
== What is the maximum amount of credit balance I can earn interest on?==&lt;br /&gt;
&lt;br /&gt;
The bank pays interest on a cash balance of maximum 1 million euros at the rate of 0.1% per day.&lt;br /&gt;
&lt;br /&gt;
== As a producer, can I get out of the minus again (overdraft interest?) == &lt;br /&gt;
&lt;br /&gt;
It is always possible to send and sell goods from own warehouses.&lt;br /&gt;
&lt;br /&gt;
== How is the [[credit line]] of the company calculated? == &lt;br /&gt;
&lt;br /&gt;
The [[credit line]] is calculated from the average company value of the last 10 days. Note that when reaching 1, 5, 25, 125 and 625 million euros, the percentage of the possible [[credit line]]s decreases. If this is not observed, a company can slip very quickly and deeply into the red!&lt;br /&gt;
&lt;br /&gt;
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[[Kategorie:Index]]&lt;/div&gt;</summary>
		<author><name>Cain</name></author>
	</entry>
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